Zip19.com

Privacy

FACTS	WHAT DOES Zip19.com DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Consumers have the right to limit some but not all sharing. We will tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Personal identification number such as SSN/SIN/NIN and bank account information Email address Account balances and income Payment history and credit history
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reason Zip19.com chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Zip19.com share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	Yes	Yes

To limit our sharing

Call 1-877-947-1947 or
Email optout@Zip19.com

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date you sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 1-877-947-1947 or go to Zip19.com

Who we are
Who is providing this notice?	Zip19.com is providing this privacy policy and it applies to all loans made by the company and all products and services offered in connection with such loans.

What we do
How does Zip19.com protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures. These measures include computer safeguards and secured files and buildings.
How does Zip19.com collect my personal information?	We collect your personal information, for example, when you Apply for a loan Give us your income information Tell us where to send the money Provide account information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?	You have the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you Individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	We do not offer joint accounts.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include other lenders and direct marketing companies.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners can include institutions such as other lenders or marketers.

Collection and use of bank account information for purposes of determining eligibility: Before we extend credit to a consumer, we will consider the bank account information provided by the consumer in our eligibility process. In addition, as part of our information gathering process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process and they may be used in determining eligibility for a loan.